Long Island • New York
Cold Spring Harbor Real Estate
Its Own Harbour, Its Own District
About Cold Spring Harbor
Cold Spring Harbor is a hamlet built along the steepest, narrowest harbour on the North Shore — a glacial cut so tight that the wooded hillsides fall straight to the water on both sides and the far shore is a few hundred yards off. It made its money on whaling in the 1830s and 40s, and the village that money built is still there along Main Street: white clapboard, the whaling museum, St John’s. What sustains it now is quieter and more valuable — the Cold Spring Harbor Laboratory on the west shore, the fish hatchery, the state park on the hills above, and a school district that is among the strongest in Suffolk County and is the reason many buyers arrive at all. The hamlet sits in the Town of Huntington, but the district crosses the county line into Nassau, and the two do not describe the same ground.
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A Cold Spring Harbor home assessed at $1,000,000 carries
$17,098
a year — an effective rate of 1.71% of market value
- School
- $13,178
- County
- $1,690
- Town
- $2,230
Rates are levied per $1,000 of full market value and shown here against the Cold Spring Harbor school district. This figure does not include special districts (fire, water, library, sanitation, ambulance); STAR, veterans, senior and other exemptions; addresses inside an incorporated village pay a separate village tax at different county and town rates. We pull the actual bill for any specific parcel before you go to contract.
Fiscal year 2025 · NYS ORPTS real property tax rates (FY2025), Socrata iq85-sdzs
Within 2 miles of Cold Spring Harbor, the FEMA-mapped area in a high-risk zone is
0.2%
of mapped area — Zone A or V, where a federally backed mortgage requires flood insurance
- Zone X
- 93.2%
- Zone VE
- 0.2%
- Zone AE
- 0%
Moderate to minimal
High risk (A/V)
High risk (A/V)
This figure does not represent the share of homes or parcels at risk in Cold Spring Harbor — only the share of FEMA-mapped area within a 2-mile radius of the town's page coordinates, not a property count or a town-wide figure; the flood zone of any single address, which must be confirmed against its own FIRM panel before pricing insurance; 6.6% open water within that radius — it counts toward the total this percentage is measured against and lowers it mechanically, not because the shoreline itself is lower risk.
Queried August 2026 · FEMA National Flood Hazard Layer (NFHL), MapServer layer 28 — public, unauthenticated
Cold Spring Harbor is served by the
Cold Spring Harbor Central School District
- Enrollment
- 1,561
- Schools
- 4
- 4-Year Graduation
- 98%
The Cold Spring Harbor district crosses the Suffolk–Nassau line and does not follow the hamlet or the ZIP: it takes in Laurel Hollow and part of Lloyd Harbor — one of its four schools is Lloyd Harbor School — while some Cold Spring Harbor mailing addresses are zoned to Huntington instead. Verify the parcel against the district rather than the address.
Per-pupil expenditure is not published in a form we can verify, so we do not show a figure for it.
BEDS Day enrollment 2024; graduation rate reported 2022-23 · NYSED BEDS Day enrollment file and graduation-rate/outcomes file (bulk data, data.nysed.gov)
Getting to Cold Spring Harbor
- LIRR
- Cold Spring Harbor has its own station on the Port Jefferson Branch, though the station sits well south of the village in Woodbury. Penn Station runs a little over an hour; Huntington, one stop east, is the electrified terminus and carries more frequent service, so many commuters drive there instead.
- By Car
- Route 25A along the harbour to the Expressway, or the Northern State — roughly 40 to 55 minutes to Midtown off-peak and materially longer at weekday rush.
Local expertise, brought to Cold Spring Harbor
Anthony Clemenza leads Luxury Realty International's representation in Cold Spring Harbor, advising buyers and sellers on positioning, pricing, and the private inventory that never reaches public portals. Anthony holds an active brokerage license in New York.
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